Personal Lines Insurance

Auto Insurance

Whatever you drive, you have a lot riding on those wheels – your loved ones and your peace of mind. Choosing the right auto insurance can help protect you from the risks of the road. At JDA Insurance, we’ll work with you from the start to help protect you wherever you go:

• We tailor coverage to each individual policy holder
• In addition to our competitive insurance rates, you may be eligible for up to 15 money-saving discounts!
• We offer optional packages designed to meet your individual needs and enhance your peace of mind.
  • Responsible Driver Plans
  • Premier Roadside Assistance
  • New Car Replacement Plans

Homeowners Insurance

Your home is your safe haven. It’s where you raise your family and create memories that last a lifetime. Whether you’re buying insurance for your first home, or the high-value home of your dreams, JDA Insurance Group can help you protect this prized possession with homeowners insurance that fits your priorities and your budget.

• Damage to your home’s physical structure (Dwelling coverage)
• Damage to other structures like a garage or shed (Other Structures coverage)
• Your personal belongings – whether in your home or elsewhere (Personal Property coverage)
• Additional living expenses if necessary in the event of a covered loss (Loss of Use coverage)
• Your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage)
• Extra coverage for valuable items

Renters Insurance

Even if you don’t own a home, you still have a lot at stake. After all, your personal belongings, like clothes, furniture and electronics, have significant value. JDA Insurance Group can help you protect that value without breaking the bank. So no matter where you live, you can rent with peace of mind.

• Damages to furniture, clothing and other personal items
• Your personal belongings, whether they’re in your home or elsewhere
• Personal liability for another’s injury or their property, if damaged

Condo Insurance

As a condo owner, you have unique requirements for protecting your property, because your building and your individual unit have separate needs. While your condo association may have an insurance policy, only condo insurance covers your personal property and personal liability. So you can rest assured you’re personally protected.

• Damage to your furniture, clothing, appliances and other personal items
• Your personal belongings, whether they’re in your home or elsewhere
• Common loss assessments made by the condo association for all unit owners
• Your personal liability in the event someone is injured or their property is damaged

Boat & Yacht Insurance

Like any major investment, boats and yachts need the right insurance coverage. JDA Insurance professionals work with cutting edge industry experts to help meet those needs. So whether you have a boat, yacht or an antique and classic runabout, you can cast off with confidence.

• Physical damage caused by a collision with a submerged object or another vessel
• Liability for bodily injury or damage to the property of others
• Damage to personal property on the boat
• Gas delivery, towing and assistance if your boat gets stranded

Umbrella Insurance

Whether it’s a serious auto accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners or boat policies. And an expensive judgment is the last thing you want to worry about.

• An extra $1M to $10M of liability coverage which can help protect assets like your home, auto, boat, wages, and investments such as your retirement
• Coverage for claims like libel, slander, defamation of character and invasion of privacy
• Helps cover defense costs, attorney fees and other charges associated with lawsuits

And all this coverage extends to international occurrences too!

Umbrella insurance is much more affordable than you may think. And in today’s world, anyone can get hit with a lawsuit. Plus, you may also save via multi-policy discounts…ask one of our agents for details!

Valuable Items Coverage 

From jewelry to collectibles, you probably have more valuables than you realize. And your homeowners policy may not cover their full value. Your peace of mind is worth it. Consider Valuable Items Coverage for the following:

Flood Insurance

Flooding is a serious risk in Florida due to the state’s geography and proximity to water, both inland and on the coast. Many people find out too late that they are at risk for flooding, and even worse that their property insurance does not cover flood damage. A flood insurance policy can provide the specialized coverage you need to help protect your home, condo or business from rising waters.

A vast majority of flood insurance coverage is federally regulated and provided through the National Flood Insurance Program (NFIP), which is administered through the Federal Emergency Management Agency (FEMA).

Contact one of our insurance professionals to help you determine the proper way to protect against your flood exposure.

Insuring the “Toys”

JDA Insurance can also provide specialized coverage for the following items:

• Motorcycle Insurance – for custom or classic motorcycles, touring bikes, sport bikes, cruisers, trike conversions, imports, scooters and for low speed vehicles, such as neighborhood electric vehicles and golf carts
• Off-road Vehicles – dirt bikes, dune buggies, golf carts, ATVs (3-, 4- and 6-wheel)
• Travel Trailer – camping trailers, truck-mounted trailers and fifth-wheels. Coverage also available for stationary travel trailers and utility trailers designed to haul motorcycles, ATVs and other toys or animals.
• Motor Home – For Class A, B and C motor homes, and all types of personal-use RVs including luxury motor coaches and vintage motor homes. Coverage also available for motor homes used as full-time residences.
• Personal Watercraft – For one, two, or four passenger machines, sit-on or stand-up models.
• Collectible Auto – antiques, modifieds, muscle cars, customs, exotics, kit cars and more!