Equine – Horse & Farm

Commercial Equine Liability

If you perform any of these activities on rented or owned premises, you need a commercial equine liability policy, even if you have other coverage that protects you for general liability exposures. This coverage is designed specifically for all types of horse-related businesses, such as: boarding, breeding, racing, training, riding instruction, horse sales, horse shows, clinics, personal/pleasure horses and team roping/penning practices. We also have coverage for independent horse trainers and riding instructors.

Horse Farm Package

If you own a horse farm, and need to protect your home and buildings, as well as cover your equine liability, our horse farm package provides complete coverage for a horse farm including:

Property insurance to cover your home and contents, barns, sheds, owned machinery, equipment, tack and livestock.
Liability insurance to cover your home and your horse operation, on and off premises, including such operations as: boarding, breeding, racing, training, horse shows, and riding instruction.

Horse Mortality

Which mortality policy is right for you?
Both our hassle free and standard all risk mortality and theft policies feature the same great coverage. Most horses will qualify for our hassle free policy. No vet certificate required on horses valued up to $50,000*.

Hassle free mortality if your horse:

is between 91 days and 15 years of age
has an insured value not exceeding $50,000* (per horse)
is not a race horse, Tennessee Walker, Racking, Miniature Horse, Paso Fino, Peruvian Paso, Draft, Halter Show Horses or Halter Breeding Stock

Standard all risk mortality and theft if the hassle free mortality program does not apply to your horse, the standard all risk mortality and theft policy provides the same coverage at an affordable price.

Private Horse Owner Liability

Could your horse kick someone or cause property damage to others?

If you own horses but do not operate a commercial horse business, our private horse owner liability policy can protect you against legal claims that your horse caused bodily injury or property damage to someone on or off your premises. For example, if your horse got loose in the road and caused an accident or injured someone at a show, you could be held liable.

Horse Instructors and Trainers

If you perform any of these activities on rented or owned premises, you need a Commercial Equine Liability policy, even if you have other coverage that protects you for general liability exposures. This coverage is designed specifically for all types of horse-related businesses, such as: boarding, breeding, racing, training, riding instruction, horse sales, horse shows, clinics, personal/pleasure horses and team roping/penning practices. We also have coverage for independent horse trainers and riding instructors.

Horse Clubs and Associations

As a horse club, you need protection should a lawsuit arise. Our liability policy can provide the protection your club may need for owned or leased premises, public event days, and various club functions.

Every referral that we have given John at JDA Insurance has called us back to thank us for that referral and to say how much money they had saved! It’s great to know when you send someone out into the woods with a referral they come back a happy camper! Thanks John! -Lisa H, C.F.P.

JDA Insurance saved my condo association over $7,000 on our insurance policy during the first 2 years alone. John and his staff shopped the policy each year for the best options for us. They presented the information timely, prior to our policy expiring, reviewed the policy with us and we even had a possible claim question and they handled that for us. JDA Insurance is customer service at its finest! Thank You JDA!!! – Ann I.