Customized general liability coverage for all types of independent and private schools
Finding the right school insurance program is just as important as finding the right teachers, books, and curricula. The right program protects all your resources, from your board of directors to your buildings.
JDA Insurance Group protects all types of private and charter schools including:
- K-12
- Montessori
- Charter
- Business and secretarial
- Charm/finishing
- Computer training
- Continuing education
- Correspondence
- Culinary
- Crafts (ceramics, jewelry making, knitting, needlework)
- Fine arts, drama, music
- Language
- Professional development
- Public speaking
- Trade and vocational
- Tutoring
General liability insurance – Every school needs general liability insurance. This essential coverage protects you if you are sued by someone who claims you caused their physical injury or damaged their property. If you’re sued, your policy will pay the costs associated with defending you, even if the allegations are false, frivolous, or groundless. We offer limits up to $1 million per occurrence/$3 million aggregate. Your policy will pay for each covered claim.
We also offer hard-to-find liability coverages such as:
- Abuse/molestation
- Educators’ liability- including directors and officers liability and employment practices liability
- Corporal punishment
- Child abduction.
Other: Employee benefits liability, sports liability, special events liability, volunteers as insureds, and child abduction are available under our school insurance program.
Umbrella liability insurance – When your general liability, auto liability, and employer’s liability limits are exhausted, umbrella liability gives higher limits to protect against catastrophic lawsuits.
Property insurance – If you own the building that houses your school, you need property insurance to protect both your building and its contents. If you rent, you need property insurance to cover your valuable equipment. Property coverage is available on a special cause of loss basis, which means you’re covered for events like fire, windstorms, burglaries, vandalism, and even frozen pipes.
Accident and health insurance
K-12 student accident insurance – Covers students’ medical bills if they are injured at school or during sponsored activities.
Tuition refund Protects private schools and colleges from the financial consequences of students’ forced or voluntarily withdrawal from school prior to the end of the term.
Automobile insurance – Automobile insurance provides complete liability and physical damage coverage for the owned, leased, non-owned, and hired automobiles (such as vans, pickups, and buses) used at your school. Limits up to $1 million available. An extension endorsement is available for broader auto protection.