JDA Insurance Group offers Special Events Insurance for both the personal and corporate events.
Whether it’s a birthday party, anniversary or baby shower, organizing a thoughtful event requires meticulous planning, not to mention a lot of energy. Unfortunately, you can’t plan everything and unforeseen occurrences like extreme weather, accidents, or illness could very well leave you in an uncomfortable position. So whether you’re planning an event for yourself or close family member, insurance for events can minimize your responsibility and loss if you face an unavoidable setback.
With an event insurance policy, you’re covered for non-refundable deposits, cancellation fees, and even injury or liability from accidents during your event.
Event liability insurance: helps protect you if someone causes property damage to the venue or someone is injured at your event. Up to $2 million in coverage can be purchased any time up to 1 day before your event. Policies start as low as $75.
If your venue requires liability insurance, the policy will name your venue as an “additional insured” for no extra cost on your certificate of insurance.
Event cancellation insurance: reimburses you for lost deposits and non-refundable amounts if you have to cancel or postpone your event due to unforeseen circumstances such as:
- Vendor bankruptcy
• Accident or illness
• Extreme weather
• Military deployment
Business and corporate event insurance
JDA Insurance Group also offers liability coverage for your business and corporate events. Examples of some of the business events we cover include:
- Business dinner
- Business meeting
- Corporate private party
- Fundraiser dinner
- Non-profit function
Event liability insurance provides the following primary coverage:
- Bodily injury and property damage liability–Up to $1,000,000 per occurrence and $2,000,000 total
- Host liquor liability insurance*
- Cancellation endorsement, optional
Please note. You may remove host liquor liability for alcohol-related occurrences if you will not be serving alcohol at your event. Your premium will be reduced if you exclude this coverage.
Many venues now require event liability insurance. Generally, the venue will be named as “Additional Insured” on the certificate of insurance. Your policy includes the “Additional Insured” endorsement at no extra cost.